FAQs

The advantage of the BJ credit card is that cardholders can manage their credit profiles online from the comfort of their own home. To make outstanding payments and view their bank statement history online, our customers have access to a fantastic online account where they can make instant payments.BJs-Credit-Card

BJ’s Wholesale Club is a membership-based warehouse club, similar to Costco or Sam’s Club, that primarily operates on the East Coast of the United States. In addition to BJ purchases, the card offers 2% cashback at non-BJ restaurants and gas stations. Prizes will be awarded in the form of vouchers that can be redeemed for merchandise at BJ’s Wholesale Club or BJs.com.

Frequently Asked Questions

How To Pay BJ’s Credit Card Payment via Easy Pay?

You can pay with your BJs Credit Card through Comenity Bank’s Easy Pay system. It is like:

  • Visit BJ’s credit card registration page.
  • Locate the Easy Pay banner at the bottom of the page.
  • Click the red Try Now button.
  • Enter your credit card account number, zip code, and the last four digits of your social security number.
  • Click Find My Account.
  • Provide your bank account number and follow the onscreen instructions to complete the payment.

Rates and Fees of BJ’s Wholesale Credit Card

  • BJ Wholesale Credit Card fees
  • The effective annual interest rate is 14.99% or 24.99%, depending on your credit rating
  • The minimum interest is $2 per credit plan
  • no annuity
  • Late payment can be up to $40
  • A cash advance is 10% or 5% of the value of each cash advance

What Other Cards Offered By BJs?

  • BJs also offered several other cards; I will list them below:
  • BJs Perk Elite Master Card and Credit Card: BJs Perk Elite Master and Credit Card is not the first $50 purchase.
  • BJs Plus Master Card and Credit Card Benefits: These BJs Plus Master Card and Credit Card parks offer 25% earnings after your first non-BJ purchase.
  • The biggest cashback BJs users can get is $100 or more.